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Residential Loan Representative

Residential Lending

ID: 100-138

Position Description

Residential Loan Representative

Summary / Objective

The Residential Loan Representative is responsible for processing and closing residential and consumer loans. This position is also responsible for communication with both internal and external customers.

Experience & Education Requirements:

  • Associate degree or equivalent lending/banking experience
  • Knowledge of mortgage and/or consumer lending procedures, laws and regulations



  • Provides a complete range of loan processing and loan closing functions
  • Ability to meet with customers to answers rate inquiries and to assist customers in consumer and mortgage financing.
  • Prepares and reviews disclosures and timelines to ensure loans are processed according to Federal and State laws.
  • Ensures that mortgage and consumer loan information and documentation is complete and accurate before presenting to Underwriter for a decision
  • Prepares and reviews closing loan documents for Consumer and Mortgage loan closings
  • Inputs and monitors loans in the loan origination system
  • Reviews, maintains and programs loan documents in the loan origination system.
  • Receives, reviews for accuracy and files documentation concerning credit, liabilities, employment, income, assets and property for residential and consumer loan applications
  • Maintains a variety of reports used by the department for tracking and monitoring purposes.
  • Maintains knowledge of department policies and procedures through internal and external training activities


MutualOne Bank offers a competitive salary and an excellent benefits package which includes, medical and dental insurance, 401(k) plan with Bank match, defined benefit pension plan, paid vacation, paid holidays, group term life insurance, long term disability & short term disability insurance, flexible spending accounts, tuition reimbursement and an Employee Assistance Program.


MutualOne Bank provides equal employment opportunities to all employees in regards to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetics or status as a protected veteran. 



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